TERMS & CONDITIONS
Last updated: August 2026
These Terms & Conditions govern your use of the Penser website at penserdesign.com
By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with them, please do not use the website.
1. About Penser
Penser Advisory is an advisory and consultancy practice operated by Peter Davison in Sydney, New South Wales, Australia. The information on this website is provided for general information purposes and describes Penser's services, experience and areas of expertise.
2. Use of this website
You may use this website for lawful purposes and in accordance with these Terms & Conditions.
You must not use the website:
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in any way that breaches applicable Australian or other laws;
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to interfere with the operation or security of the website;
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to copy, reproduce or commercially exploit website content without permission; or
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to introduce malicious code, viruses or other harmful material.
3. Information on this website
We make reasonable efforts to ensure that information published on this website is accurate and current. However, we do not guarantee that all information is complete, accurate, reliable or up to date. Website content is provided for general information only and should not be relied upon as professional, legal, financial or other specialist advice. You should seek appropriate professional advice for your particular circumstances.
4. Advisory services
Information published on this website does not constitute an offer to provide professional services. Any advisory or consultancy engagement with Penser will be governed by separate written terms agreed between Penser and the relevant client. Those terms will take precedence over information published on this website where applicable.
5. Intellectual property
Unless otherwise stated, the content of this website, including text, graphics, branding, logos, images, frameworks and other materials, is owned by or licensed to Penser Advisory and is protected by applicable intellectual property laws. You may view and use the website for personal or internal business purposes. You must not reproduce, modify, distribute, publish or commercially exploit website content without prior written permission.
6. Third-party websites
This website may contain links to third-party websites. These links are provided for convenience and do not constitute an endorsement or recommendation by Penser. We are not responsible for the content, availability, security or privacy practices of third-party websites.
7. Website availability
We aim to keep the website available and operating reliably, but we do not guarantee uninterrupted access. We may modify, suspend or discontinue any part of the website at any time without notice.
8. Limitation of liability
To the extent permitted by law, Penser Advisory excludes liability arising from your use of, or reliance on, information contained on this website. Nothing in these Terms & Conditions excludes, restricts or modifies any rights or remedies that cannot lawfully be excluded under applicable Australian law, including rights under the Australian Consumer Law.
9. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use and protect personal information.
10. Changes to these terms
We may update these Terms & Conditions from time to time. The updated version will be published on this page with a revised date. Your continued use of the website after changes are published constitutes acceptance of the updated Terms & Conditions.
11. Governing law
These Terms & Conditions are governed by the laws of New South Wales, Australia. Any disputes arising in connection with these Terms & Conditions or your use of this website will be subject to the jurisdiction of the courts of New South Wales and applicable Australian courts.
12. Contact
If you have questions about these Terms & Conditions, please contact:
Penser
Sydney, New South Wales, Australia
peter@penser.com.au
+61 (0) 405 122 277
